Responsibility falls on you if a guest sustains an injury while on your property, and you may be obligated to cover their medical expenses.

Summary:

Safeguard against this risk by confirming that your insurance policy includes coverage for such incidents. In the event of a person getting injured in your unit, they can submit their medical bills to your insurance company. Typically, medical expenses are settled without the need for a liability claim against you, with standard limits usually falling within the range of $1,000 to $5,000.