Limits and Exclusions
Certain categories of personal property face coverage limits in renters insurance policies, and these limits differ based on the type of property and the cause of loss or damage. Items like jewelry, bicycles, collectible cards, and coins may have restricted coverage or might not be covered at all.
Secure a personal floater or schedule your valuable possessions to guarantee adequate coverage, ensuring that you have the necessary funds for their replacement.
Note: Actual policies must be consulted for specific terms and conditions.