Water damage, whether from external floods or internal plumbing issues, constitutes a significant risk for home losses. Many policies do not provide coverage for losses arising from sewer and drain backups, and standard homeowner policies universally exclude damages caused by floods.

Summary:

A comprehensive assessment is essential to protect your home and belongings from diverse water damage sources. We recommend exploring coverage options from insurance providers that include sewer and drain backup protection. Additionally, consider cost-effective measures to proactively reduce the risk of flood damage.