If you possess a second home, you may bear financial responsibility in the event of injuries or property damage on your premises. Safeguard yourself by ensuring that your homeowners policy incorporates liability coverage for your second home. Additionally, you might want to explore the option of an excess liability or umbrella policy to extend your coverage further.

Summary:

Liability coverage is instrumental in shielding you from financial devastation in the event of injuries or property damage on your second home. Confirm that your homeowners policy encompasses this coverage and contemplate securing an excess liability or umbrella policy for added protection.