Following an unexpected incident that results in damage to your home, your personal belongings are at risk of being damaged or destroyed. Furniture, appliances, clothing, electronics, and various other items may be susceptible.

Summary

Typically, homeowners insurance policies include personal property coverage, protecting the contents of your home and other personal belongings owned by you or family members living with you. Confirm that your homeowners policy includes replacement cost coverage for personal property to ensure you receive the full cost of replacing any damaged item.