If you cause a car accident that injures someone else, you may be sued. Bodily injury liability insurance can help protect you from financial ruin if you're sued. Choose a coverage limit that is high enough to protect your assets. You may also want to consider purchasing excess liability insurance to provide additional coverage.

Summary:

Bodily injury liability insurance is an important part of your auto insurance policy. It can help protect you from financial ruin if you cause an accident that injures someone else.