Employers who offer lower wages than their competitors may have trouble finding and keeping qualified workers.

Offering a short-term or long-term disability plan can help employers attract and retain employees by providing them with financial security in case of illness, injury, or pregnancy. Even if an employee can find a higher-paying job elsewhere, they may not have the same level of financial protection if they lose their income due to disability. A disability plan can give employees peace of mind and give employers a competitive advantage.

Note: Actual policies must be consulted for specific terms and conditions.

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