Any establishment that sells, serves, or assists in the purchase or use of liquor is open to a liability claim. A lawsuit can arise if a patron gets inebriated at your winery and causes injuries or property damage, even after they leave your property.

If you are in the business of selling or serving alcohol, it is critical you protect yourself from potential financial losses by being covered by a liquor liability insurance policy. Having the right policy in place could help cover your legal costs, court fees, as well as any civil or criminal damages stemming from an incident involving liquor.