If open to the public, you are responsible for the well-being of visitors. This exposure is amplified if you offer winery tours, tastings, or special events.
Given the possible hazards guests can be exposed to, it is important to keep tours confined to safe areas and preplanned routes. General liability insurance provides coverage for bodily injury, physical injury, or other personal injury related claims.
Note: Actual policies must be consulted for specific terms and conditions.