Adequate property coverage is a crucial component of your insurance portfolio. If you lose the clubhouse, you could potentially have a multi-million dollar loss with business interruption and loss of income, including loss of existing golfers as well as potential new golfers.

Make sure your short- and long-term revenues are properly protected. Property limits should meet or exceed the club's most recent building appraisals. In addition to the limits assigned to the structure itself, consider business income coverage to cover anticipated revenue loss from the normal day-to-day club operations. Also, include other income generating events such as weddings, special golf outings, and other events arranged with outside organizations.