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Solutions to ensure your loved ones have what they need.

Erickson Parsley Insurance

Since 2006, Erickson Parsley Insurance has been focused on putting clients first with a service-oriented approach. With years of experience in the industry, we are proud to provide a variety of insurance solutions to the individuals, families, and businesses we serve throughout the region.

Insurance alone only gets you so far. That’s why having the right insurance advisor and advocate by your side is essential. Our team is built of licensed insurance professionals to ensure you get the guidance you need every step of the way. And by building a relationship with you, we are able to inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable.

Above all else, we take pride in putting your needs first, while serving you with honesty and integrity. By taking a service-oriented approach to insurance, we go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for. Read more about us!

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Insurance Companies

We represent multiple insurance companies.

Fully Licensed

We are licensed insurance advisors.

Variety

We offer a wide variety of insurance solutions.

Here for You

We are there for you in your time of need.

The Solution To Your Insurance Needs

Providing a variety of personal insurance, business insurance, and employee benefits solutions is what Erickson Parsley Insurance does best.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.
Our Coverages

Business Insurance

Coverage and risk management solutions for companies of all sizes.
Our Coverages

Employee Benefits

Attract, retain, and protect your team with the right benefits package.
Our Coverages
Community Focused
We give back to our community and get involved with the charities we support.
Clients Come First
We go the extra mile to exceed your expectations, no matter what you need.
Experienced Agents
With extensive experience, we understand what it takes to bring you quality coverage.
Award-Winning
We are proud to have won awards from Erie Insurance for every year that we’ve been in business.

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Erickson Parsley Insurance + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Real clients. Real reviews. Real coverage.

“Erickson Parsley Insurance has been providing my insurance for the last five years, absolutely hands down the best insurance company I’ve ever worked with.”

– Eric Wheeler
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Life

Providing for Your Family

Risk Factor

Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.

Mortgage Payments

Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).

Auto Payments

Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs

Risk Factor

The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings

Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.

Solution

Life insurance can help support a surviving spouse during his or her retirement.

Protecting Your Small Business

Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement

Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.

Life Insurance 101

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Erwin, TN

954 N Main Avenue
Erwin, TN 37650

1 office. 3 states.

Located in Erwin, TN, we have been growing and thriving since 2006, serving clients throughout Tennessee, Southwestern Virginia, and Western North Carolina.

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